MASSACHUSETTS MAJOR INSURANCES IN EXPERITY

When selecting insurance, it’s most important to check that the payer ID matches the card. Try to match the address as well in case the claim must be sent via paper, but first and foremost is the payer ID. The listed name does not matter if the payer ID & address matches. Few insurances do not include payer IDs on their cards, this includes: BCBS, Medicare, Medicaid, military policies, Humana, and some Medicare supplements. Apart from the previous list, very rarely will a card not have a payer ID, but if you do come across this just make sure the address matches. If you see payer ID 98999 or HCFA on an insurance, this means the claim will be sent paper regardless, so in that case just make sure the address matches.