What should I know about insurance plans and healthcare affordability at an urgent care center?

May 11, 2023

Healthcare is one of the most important needs that we have but unexpected costs, or a change in insurance enrollment, can sometimes make it hard. Luckily, patients can trust that an urgent care center and walk-in clinic offers affordable rates and covers most insurances.

At AFC Urgent Care Centennial, we understand that it is not always easy to determine your costs or enrollment status. Some providers don’t fully cover services even with some insurance plans while others don’t accept certain plans. Below, our team will help you navigate some of the most common questions about healthcare coverage, urgent care insurance coverage, and payment for urgent care.

And if you have any questions about urgent care coverage or benefits, always consult your health insurance provider and our team by calling directly.

Major insurance carriers accepted at AFC Urgent Care Centennial

Most private and public insurance plans require mandatory benefits, including urgent care. At AFC Urgent Care Centennial the good news is that patients can get urgent care covered under most major insurance plans. These include the following major health insurances in the state of Colorado:

  • Aetna health plans including HMO and PPO plans
  • Anthem health plans including HMO and PPO plans
  • BlueCross BlueShield (BCBS)  health plans including HMO and PPO plans
  • Cigna health plans including HMO and PPO plans
  • Humana health plans including HMO and PPO
  • Unitedhealthcare (UHC) health plans including HMO and PPO plans
  • Medicaid health plans including HMO, PPO, and CHIP plans
  • Medicare health plans including HMO, PPO, and Medicare Advantage plans

The largest health insurance companies including Aetna, Anthem, BCBS (BlueCross BlueShield), Cigna, Humana, and UHC are all accepted at AFC Urgent Care Centennial. Additionally, public-sponsored health like Medicaid and Medicare plans, including privately managed Medicaid & Medicare, are all accepted at AFC Centennial. Most urgent care is covered by health insurance with just a small copay as the only cost.

Self-pay questions and affordable rates for urgent care

Urgent care centers and local walk-in clinics are usually a more cost-effective option for patients, whether or not they have insurance. In fact, urgent care centers are known to provide affordable rates for services that are a fraction of the price at a hospital or larger provider facility.

 The first thing patients should understand is that self-pay options are always available, even when you don’t have insurance. Some providers require some form of health insurance before they can have patients come in for treatment. But urgent care centers allow all patients to come in and pay out-of-pocket for their urgent care costs.

Healthcare that is fast, convenient, and friendlier to your wallet

At AFC Urgent Care Centennial, we aim to not only give patients healthcare that is affordable but also to ensure they get the best possible care!

Our urgent care staff is ready to diagnose treatments, quickly coordinate care, and make sure that all your healthcare needs are met. We provide affordable and low self-pay rates for pediatric urgent care, allergy treatment, injury care, x-rays, and much more.

If you have any questions about payment we advise you to reach out to your current health plan administrator or speak to our team to see if your specific plan is in network.

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Call (303) 220-9168 for more information about our Centennial urgent care services.