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AFC Northern Liberties

Insurance Coverage

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Northern Liberties COVID-19 Services

Insurance Coverage for Rapid COVID-19 Testing

Insurance Coverage for Rapid COVID-19 Testing:

Self-Pay Patients

Patients without health insurance or who elect not to bill insurance (except Medicaid)

  • No prior telemedicine appointment required.
  • Patient can directly schedule Rapid COVID-19 testing
  • $150 fee, paid by patient, for cost of appointment and Rapid Test; Payment is required at time of scheduling

Insurance* No Cost Options

Blue Cross Blue Shield (Highmark, Federal, Out of State plans), Medicare, Tricare, Humana, and

  • Requires telemedicine appointment before scheduling Rapid COVID-19 Test
  • No cost to patient for either online appointment or Rapid COVID Testing 


Personal Choice, Keystone Health Plan East, Independence Blue Cross, Amerihealth, Independence Administrators, Aetna, Cigna, United HealthCare (commercial)

  • Requires telemedicine before scheduling Rapid COVID Test
  • No cost to most patients for telemedicine appointment
  • $79 out of pocket cost to patient for Rapid COVID Test
  • Payment required prior to scheduling Rapid Test

Insurance* Non-Covered for Rapid COVID Test

Medicaid (Keystone First, Health Partners, Aetna Better Health, UHC Community Plan)

  • Generally, Rapid COVID-19 testing is not covered, but standard NAA testing is usually covered. 
  • Medicaid patients may not pay out of pocket for Rapid COVID Testing
  • Generally, only NAA Test is covered under these health insurance plans
  • Requires telemedicine appointment before scheduling NAA COVID Test


All patients (other than self-pay patients) are required to schedule a telemedicine consultation with one of our providers before scheduling a Rapid COVID-19 Test.

Generally, all patients are entitled to receive a no cost NAA Covid-19 Test (NOT RAPID TEST), following a no cost telemedicine consultation, as most insurance companies have waived all deductible and copay costs.*  Additionally, if you are uninsured, upon signing an attestation, the federal government will cover your costs for a NAA COVID-19 Test.

Terms and Conditions
Waiver Policy

At our local AFC Urgent Care Center, we offer rapid testing so that you can get your results quickly. Whether you are experiencing symptoms, getting back from a trip, or have been in contact with someone with COVID-19, come into our center to get tested today!

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Insurance Coverage Resources

AFC Urgent Care FAQs

  • Why choose AFC for Urgent Care?

    With state-of-the-art centers and a professional medical team, AFC provides on-site X-rays, labs, procedures, and more!

  • What's the difference between AFC Urgent Care and emergency room services?

    Urgent care is for medical conditions that require prompt attention but do not pose an immediate threat to your health or life. Here is a simple rule of thumb: if your medical issues(s) are life threatening, call 911, or go directly to a hospital emergency room. If not, an urgent care center such as AFC is an excellent alternative.

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Call (267) 319-8047 for more information about our Northern Liberties urgent care services.

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